Data Scientist

Description

We are

Cross River provides technology infrastructure powering the future of financial services, leveraging a proprietary real-time banking core. We are backed by leading investors and serve the world’s most essential fintech and technology companies. Together with our partners, we are reshaping global finance and financial inclusion. 

We are seeking people who are passionate about cutting-edge technology, enjoy a fast-paced and dynamic environment, and want to work alongside other bright, talented people. 

You are

Focused on Risk Management, centered around compliance and due diligence, specifically Fair Lending and Anti Money Laundering, the kind that likes to help unmasking the bad guys and solving problems. Our team is working with vital analytics to ensure we are within the guidelines for banking regulations, managing the bank's exposure to loss and risk. Our team uses SAS, Python and various machine learning models to provide on-demand analysis.

You will

Design, develop, and implement predictive models, machine learning algorithms, and statistical techniques to assess fair lending risks and detect potential instances of discrimination

Analyze large datasets to identify patterns, trends, and potential areas of concern related to Fair Lending practices

Utilize advanced statistical methods to evaluate model performance, including model calibration, validation, and interpretation of results 

Collaborate with cross-functional teams to understand business requirements and develop data-driven solutions for Fair Lending compliance

Be committed to diversity, equity, and inclusion, with a passion for promoting fairness and equality in lending practices  

Work from the Jerusalem office

Flexible hybrid work mode of 3 days a week in office

Join us in Jerusalem’s high-tech park in Har Hotzvim, where fresh air and green landscapes surround our Cross River offices, designed for optimal comfort and productivity. Enjoy thoughtfully designed meeting rooms, cozy lounge areas, and a fully equipped kitchen. 

With our flexible hybrid model, including three days a week in the office, you can balance work and personal life with ease. 

We’re committed to your professional growth, offering continuous learning opportunities, mentorship programs, and a dynamic environment that fosters innovation and career advancement. 

Become part of a team that values your contributions and supports your well-being.

Requirements

You have

• Proficient in Hebrew and English both written and verbal, sufficient for achieving consensus and success in a remote and largely asynchronous work environment - Must
• Bachelor's degree in Statistics, Mathematics, Data Science, Economics, or a highly quantitative field - Must (Advanced degree an advantage) 
• 3+ years of experience in data analysis, statistical modeling, and predictive analytics within the financial services industry, preferably in Fair Lending or credit decisioning
• Strong technical proficiency in data science tools and programming languages such as Python, R, SQL, with experience in developing predictive models and machine learning algorithms. 
• Strong knowledge of advanced analytics and machine learning techniques such as Regression and Classification algorithms, including linear and logistic regression, random forest and gradient boosting, k-nearest neighbors, support vector machines (SVMs) and other techniques
• Experience working with cloud-based data platforms and technologies such as AWS and Sagemaker for scalable data analytics and machine learning 
• Experience working with large-scale datasets
• Ability to communicate findings and recommendations to stakeholders
• Strong problem-solving skills while paying attention to detail 
• Ability to work independently and collaboratively in a fast-paced environment, managing multiple projects and priorities simultaneously 

A Bonus

• Experience with Fair Lending analytics preferred 
• Familiarity with Fair Lending regulations such as the Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHA), and Home Mortgage Disclosure Act (HMDA) or other consumer financial protection laws and regulations preferred 
• Experience in the financial service sector including lending products or credit risk management preferred 
• Experience with data visualization tools such as Tableau and Power BI an advantage
• Experience with machine learning techniques, such as decision trees, random forests, or gradient boosting an advantage

Why Join us

Cross River Technologies develops software infrastructure for the fintech industry. Providing innovative technological solutions for various financial services, including payments, credit cards, and loans. 

Globally, Cross River has 900 employees, 170 of whom are based in the R&D center at the Jerusalem offices. 

We offer a wide range of wellness benefits including ongoing learning and development opportunities; monthly wellness reimbursement; volunteering opportunities; charitable donation matching; Keren Hishtalmut on full salary; private health and dental insurance; advanced study fund and various company events. 

We place a strong emphasis on employee satisfaction and growth.