Credit Risk Data Analyst

In a nutshell

This amazing opportunity offers a once-in-a-lifetime chance to be a part of the rapid expansion and growth of our fintech business. We are people-light and technology-heavy and your role is to work as part of the IPF Digital Hub Data Team. We are a business that offers online lending & mobile wallet solutions under the brands Credit24 and Creditea, operating in Estonia, Lithuania, Latvia, Czechia, Australia and Mexico.

In your role, as part of the Hub Data Analytics team, you will be focused on Credit Risk area that gets a buzz from seeing a direct impact between the results of applying analytics on Business decisions.

This will be a varied role so you will need to be comfortable managing, analyzing, and visualizing data, developing software, and providing and presenting recommendations for strategic decisions and actions. We expect 5+ years of relevant work experience.

We work in hybrid mode: twice a week from the office (located in Warsaw near Dworzec Zachodni).

Your daily tasks:

• Provide advanced analytical support as required on an ad hoc basis
• Build end-to-end automated reporting using MS SQL Server, Snowflake, Python and Tableau
• Design clear data visualizations and report layouts
• Participate in statistical Credit Risk models development
• Introduce new technologies and tools which will improve and enhance Credit Risk insight
• Drill into details, noticing key trends and patterns across the business KPIs landscape and quickly acting upon them, recommending new strategies and approaches
• Present reports, analyses, and recommendations to Business Users
• Maintain and ensure effective and high-quality reporting, being open to feedback
• Always look to do the best to propose insights and new ideas

So, what skills, knowledge, and experience do you have?

• Advanced knowledge of SQL including analytic functions
• Advanced knowledge of MS Excel
• Knowledge of relevant Python packages (e.g.: pandas, numpy, sklearn)
• Good knowledge of consumer Credit Risk area (including processes, reporting, credit policy, scoring and PD, LGD, ECL models)
• Advanced analytical skills and self-reliance
• Ability to turn insights into action
• Innovative and inquisitive
• Communicative English and Polish
• Team player with the ability to work independently
• Positive mindset – ‘can-do attitude’

Nice to have:

• Experience of using Snowflake
• Familiarity with BI and data visualization tools (e.g., Tableau, Power BI)

We offer a great salary, working alongside a fantastic and supportive local and international team where you will learn something new every day. You will also have the opportunity to make an impact globally through involvement with projects.

You will work with people that are passionate about what we do and be a part of a team that has ambitious plans for growth.

You will love working at IPF Digital if you enjoy a truly international work environment and being part of an international HUB team. You like to be trusted to take responsibility for your tasks; you value friendly and open work culture and appreciate good teamwork.

We look after our people by providing all-you-can-eat fresh fruit daily, lunches at the expense of the company, and company parking where you can book a parking place. We support active and healthy lifestyles and have fun team events both in the office and after work. Our employees' well-being and happiness are one of our top priorities.

Sounds good? We all think so at IPF Digital.

🔍 Whistleblowing

At IPF Digital, we are committed to ethical conduct and upholding our values. We are dedicated to building trust-based relationships with our customers, employees, and the communities in which we operate. To support those who wish to act with integrity, we have implemented mechanisms that allow for the reporting of any concerns related to potential risks, unethical behavior, or legal violations.

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Polish Whistleblowing Procedure