Sr Fraud Strategy Analyst

Our Mission

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS. Come be part of remarkable.

Overview

How you can make a difference

 

The Senior Fraud Strategy Analyst will be responsible for developing and implementing fraud prevention strategies to mitigate risks associated with financial fraud, including money movement (ACH, check, card), new account openings (enrollment), and digital fraud. This role requires a strong technical background and deep industry expertise in fraud analytics, leveraging data insights to protect our customers and business operations.

  

What you’ll be doing

• Develop and refine fraud detection and prevention strategies across digital, voice, and card channels.
• Analyze complex datasets to identify fraud patterns, trends, and emerging threats.
• Utilize fraud detection tools such as Visa Risk Manager, Falcon, and DefenseEdge to enhance fraud prevention efforts.
• Design and implement analytics-driven fraud mitigation strategies using SQL, SAS, Python, and R.
• Provide deep insights into fraud trends, working with risk, technology, product, and compliance teams to deploy effective solutions.
• Assess and manage fraud risks related to account takeovers, enrollment fraud, and transactional fraud.
• Create and present fraud-related reports and dashboards for senior leadership, translating technical findings into actionable insights.
• Conduct root cause analyses on fraud incidents and recommend long-term, sustainable solutions.
• Stay informed on the latest fraud tactics, regulatory updates, and industry best practices.
• Mentor and coach junior analysts, fostering a culture of continuous learning and collaboration.
• Partner with external vendors to optimize fraud detection tools and technologies.
• Support fraud investigations, ensuring compliance with regulatory and legal requirements.

What you will need to be successful

• Bachelor’s degree in finance, economics, data analytics, or a related field (Master’s degree preferred).
• 5+ years of experience in fraud risk management, fraud detection, or financial crime strategy within banks or fintech companies.
• Strong technical skills, with proficiency in SQL, SAS, Python, and R.
• Hands-on experience with fraud detection technologies, including rule-based systems, machine learning, and AI.
• Expertise in digital fraud, including device prints, IP addresses, and online banking risk management.
• Familiarity with fraud detection tools such as Visa Risk Manager, Falcon, and DefenseEdge.
• Ability to analyze user online behaviors to identify fraud while minimizing friction for legitimate customers.
• Experience working cross-functionally with technology, risk, and compliance teams.
• Excellent communication and presentation skills, capable of translating data-driven insights into strategic recommendations.
• Strong leadership abilities, including mentoring junior team members.
• Knowledge of financial services regulations and best practices in fraud management.
• CFE certification is a plus.

#LI-Remote

This is a remote position.

Salary Range

$72,000.00 To $91,500.00/ year

Benefits & Perks

The compensation range describes the typical minimum or maximum base pay range for this position. The actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives as part of the total compensation package, in addition to a full range of benefits including:

• Medical, dental, and vision
• HSA contribution and match
• Dependent care FSA match
• Uncapped paid time off
• Adventure accounts
• Paid parental leave
• 401(k) match
• Personal and healthcare financial literacy programs
• Ongoing education & tuition assistance
• Gym and fitness reimbursement
• Wellness program incentives

Why work with HealthEquity 

Why work with HealthEquity 

HealthEquity has a vision that by 2030 we will make HSAs as wide-spread and popular as retirement accounts. We are passionate about providing a solution that allows American families to connect health and wealth. Join us and discover a work experience where the person is valued more than the position. Click here to learn more. 

 

You belong at HealthEquity!

HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity – you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug-free workplace. For more information about our EEO policy, or about HealthEquity’s applicant disability accommodation, drug-free-workplace, background check, and E-Verify policies, please visit our Careers page.

 

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