Senior Regulatory Data Analyst

About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper, and friendlier. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 500 people

• Among the fastest-growing tech companies in the UK

• Profitable since 2017

• Backed by top investors including Balderton Capital and Goldman Sachs

• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About the Role

We are looking for a Regulatory Reporting Analyst with strong SQL skills to own and enhance our regulatory and compliance reporting processes. This role is critical in ensuring that we meet FCA requirements, consumer duty obligations, risk management frameworks, and audit demands.

You will work closely with compliance teams, risk forums, and senior stakeholders to build a scalable, compliant data infrastructure. You'll be responsible for managing regulatory MI, automating key reporting processes, and addressing technical debt in regulatory areas.

Key Responsibilities

Regulatory & Compliance Reporting

• Develop, maintain, and automate regulatory reports for finance, operations, and general MI.

• Ensure data accuracy and consistency across all compliance-related reporting.

• Work with compliance teams to respond to FCA and internal audit requests efficiently.

• Set up dashboards and monitoring tools for regulatory risk indicators (e.g., Affordability, Vulnerability, Complaints).

• Improve reconciliation processes for consumer duty metrics across multiple data sources.

Data & Technical Responsibilities

• Write complex SQL queries to extract and transform regulatory data from various databases.

• Support data pipelines and workflows related to regulatory reporting.

• Work with DBT and Python (desirable, but not mandatory) to optimize data processing.

• Establish a single source of truth for key regulatory data points.

Cross-Team Collaboration

• Partner with Finance, Compliance, Risk, and Ops Analytics to streamline reporting processes.

• Support HR/people reporting (e.g., eNPS, D&I).

• Engage with external partners to ensure external party reporting meets compliance standards.

What We’re Looking For

Essential Skills & Experience

• Strong SQL skills – ability to write and optimize complex queries.

• Experience in regulatory reporting, ideally in finance, operations, or compliance MI.

• Ability to handle audit and compliance requests and manage interactions with senior stakeholders.

• Experience working with risk, compliance, and FCA reporting.

• Familiarity with data reconciliation, documentation, and ensuring data integrity.

Desirable Skills

• Basic knowledge of Python and DBT for data transformation.

• Experience in automating reporting workflows and improving MI processes.

• Exposure to financial or operational risk analytics.

Life at Lendable

• The opportunity to scale up one of the world’s most successful fintech companies.

• Best-in-class compensation, including equity.

• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.

• Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.

• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

• We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

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