Software Engineer, Data Products

Who are Yapily

Yapily is on a mission to enable innovative companies to create better and fairer financial services for everyone, through the power of open banking.

Yapily is an open banking infrastructure platform solving a fundamental problem in financial services today: access. Historically, card networks have monopolised the global movement of money, and banks have monopolised the ownership of, and access to, financial data.

Yapily was founded to challenge these structures and create a global open economy that works for everyone. We exist behind the scenes, securely connecting companies - from growth to enterprise - to thousands of banks worldwide, enabling them to access data and initiate payments through the power of open banking.

What we’re looking for

As a Java Software Engineer focused on Data Products at Yapily, you will play a key role in designing and implementing our next-generation data systems. You’ll be responsible for developing high-performance data pipelines, billing infrastructure and APIs that power our suite of products – including Reports API, Analytics API and Insights API – ensuring data is reliably processed and securely delivered to our customers.

Requirements

• Develop & Optimize Data Pipelines: Design, build, and maintain scalable data ingestion and processing systems to transform raw data into actionable insights.
• Billing Infrastructure: Build and maintain a reliable billing architecture within an event driven environment.
• Data Products: Design, develop, and maintain APIs that deliver a seamless data experience for our customers.
• Database Management: Work with both SQL and NoSQL databases, optimizing schema designs and queries to support high-volume data transactions.
• Collaborative Problem-Solving: Work closely with BI, infrastructure teams, product managers, and cross-functional teams to deliver data-centric solutions that drive business value.
• Quality Assurance: Implement robust testing, monitoring, and logging practices to ensure the performance and resilience of data systems.
• Continuous Improvement: Engage in code reviews, iterative development, and agile methodologies to continuously enhance product functionality and reliability.

What You Bring

Essential Skills

• 5+ years of hands-on Java development experience in a data-intensive environment.
• Proven experience building and maintaining data pipelines and APIs.
• Strong background in database management, including both SQL/ NoSQL databases.
• Experience designing, implementing, and optimizing ETL/ELT processes for high-volume data environments (millions of requests per day).
• Demonstrated expertise in data modeling and schema design for both operational and analytical systems.
• Experience with data validation, data cleaning, and ensuring data quality throughout the pipeline.
• Proficiency working with REST APIs and microservices architectures.
• Knowledge of stream processing frameworks for real-time data processing.
• Experience with cloud-based data services, particularly on Google Cloud Platform, advantageous 
• Familiarity with data orchestration tools and workflow management systems.
• Experience implementing data governance and compliance measures in line with regulations like GDPR and standards like ISO27001.
• Background in SaaS, API, or telecommunications environments, with specific expertise in billing systems and usage-based data processing.
• Experience supporting BI tools and data visualization platforms, particularly Looker.
• Knowledge of version control and CI/CD practices for data pipeline deployment.
• Experience monitoring and troubleshooting data pipelines in production environments.
• Understanding of data security best practices and encryption methods for sensitive data.
• Ability to optimiwe data systems for performance, cost, and scalability.

Preferred Skills

• Experience with Python for data processing and automation tasks.
• Knowledge of containerisation technologies (Docker, Kubernetes).
• Experience with IaC (Infrastructure as Code) tools like Terraform.
• Familiarity with event-driven architectures.
• Experience implementing data lineage and metadata management solutions.
• Background in implementing data models for subscription billing, usage-based pricing, or event driven data/billing  processing.

For your new role

• You love innovation – it’s wired into your DNA. 
• You have exceptionally high integrity. You’ll treat all interactions with the confidentiality, sensitivity and diplomacy they deserve.
• You think outside of the box and are pragmatic. You will bring in and iterate on the experience, skills and knowledge of best practice that you have seen elsewhere. You are always looking for better and cost effective ways to do things.
• You are driven and curious. You ask questions and you strive to understand. 
• You enjoy solving problems. You don’t get flustered easily. You’re comfortable managing your time and can be counted on to skilfully handle issues.
• You understand the importance of attention to detail and ensuring quality outputs. Everything you produce is of high quality.
• You have a can-do approach. You think on your feet. Switching up tasks and juggling multiple priorities comes naturally to you.

Learn more: https://www.yapily.com/company/about-us 

Benefits

 Why You’ll Love Working With Us

• Competitive Pay & Equity – We offer a great base salary plus equity, so you’ll own a part of what we’re building together.
• Generous Time Off – Enjoy 25 days of holiday each year (plus bank holidays if you’re in the UK), and earn an extra day each year after your first, up to 5 more!
• Hybrid Working – Life’s about balance, we request that you work from the office, up to two days per week. 
• Nomad Working – Feel like a change of scenery? Work from anywhere in for up to 30 days each year.
• Family First – We offer enhanced Maternity and Paternity leave because your family matters.
• Private Medical Insurance – You’ll get cover through BUPA, because your health is a priority.
• Mental Health Support – Access personalised mental wellness support through our award-winning partner.
• Future-Ready Perks – Including a solid company pension, life assurance, and income protection.
  Learn & Grow – A £200 annual budget for learning and personal development. Invest in you!
• Cycle to Work Scheme – Commute the healthy way with support from our cycle to work programme.
• Perks Hub Access – Enjoy exclusive discounts and offers through the Yapily Benefits Hub.
• Refer a Friend – Bring someone great onboard and earn £1,000 with our referral scheme.
• Team Vibes – Monthly socials, team lunches, and a budget to hang out and have fun (yes, pizza included 🍕).

Office Snacks & Doggies – Daily snacks to keep you going, and yes – we’re proudly a dog-friendly office 🐾.

OUR VALUES

We obsess about quality

• Our customers have entrusted us with a critical function in a regulated industry…and we take that responsibility seriously. We always assume ownership and hold ourselves accountable.

We are curious

• Our innovation is powered by our collective growth mindset. We’re lifelong learners who challenge assumptions, experiment, and iterate.

We act with integrity

• We’re guided by our mission and earn and maintain trust by doing what’s right, even when it’s not easy.

We are do-ers

• We reject indifference and agility is our strength. 
• We’re motivated by challenges, and biassed towards action.

We problem-solve together

• We’re diverse people in diverse places, and know the best solutions are born out of collaboration. We win, lose, and learn…together.