VP Risk Operations

Juni who? 👋
At Juni, we’re busy building the future of banking. We want to help businesses do more with less and get access to the financial tools they need to operate, grow, and win globally. 

How & why we do it 🚀
We give our people the same thing we’re building for our customers: freedom. Freedom to be 100% yourself. Freedom to explore your potential and what’s more – make the most of it. We truly believe we’re making the world a better place for online businesses, and we want you to be a part of that mission.

Your role at a glance  🤸‍♀️
As we are building the future of business banking, risk operations are mission-critical to our success. We’re looking for a Vice President of Risk Operations to strategically lead and scale our Credit and Financial Crime (FinCrime) functions. This is a key executive role where you’ll take full ownership of RiskOps domain, set the long-term direction, and build the solid foundations required for sustainable and compliant growth.
You’ll be responsible for leading multiple high-impact teams, aligning risk operations with product and commercial strategy, and ensuring we remain compliant, agile, and customer-centric while retaining maximum efficiency by continuously improving processes and automating where possible. This role combines hands-on leadership with long-term strategic thinking, and you’ll be a core member of the executive team helping shape Juni’s future.

What you’ll be doing 🏃‍♀️

• Set and drive the long-term vision and strategy for the RiskOps domain, prioritizing maximal efficiency in all operational processes while ensuring proper risk management.
• Build and lead high-performing, multidisciplinary teams built for scalable operations aligned with Juni's growth
• Collaborate closely with the CEO and Juni’s executive leadership to enhance company-wide decision-making with a strong focus on risk awareness.
• Define and implement scalable, technology-enabled processes to boost operational efficiency, ensuring readiness for regulatory requirements.
• Establish KPIs for portfolio performance, model accuracy, and risk exposure, monitored through advanced analytics dashboards.
• Act as the primary liaison for regulators, auditors, and investors regarding risk analytics and reporting, ensuring transparent and compliant practices
  

Credit Risk Strategy & Oversight

• Develop and lead an enterprise-wide risk management strategy for digital lending, using data and predictive analytics to balance growth with stability
• Act as a strategic advisor to the CEO and Board on risk appetite, integrating macroeconomic trends and scenario modeling into decision-making
• Oversee the design and evolution of AI- and ML-powered credit underwriting frameworks to enable real-time, risk-aligned, and automated decisioning
• Guide the development of early warning systems and Credit Monitoring strategies to preserve portfolio health and detect emerging risks
• Own and scale our Collections strategy, focusing on intelligent segmentation, automation, and customer experience in recovery

Financial Crime Strategy & Oversight

• Making sure that the general risk assessment is updated to accurately reflect the product and customer risk and implemented in customer scoring- and transaction monitoring models.
• Develop the full FinCrime lifecycle strategy - screening, onboarding, monitoring, investigations, escalations as well as management and regulatory reporting.
• Ensure our KYB and AML processes are efficient, automated where possible, and compliant with evolving regulations
• Lead SAR governance and reporting processes, ensuring accurate and timely filings with the appropriate authorities

Operational Excellence & Risk Infrastructure

• Design and scale risk operations infrastructure to support regulatory licensing and banking readiness
• Collaborate closely with Product, Compliance, Data, Engineering, and Commercial to ensure end-to-end alignment
• Stay ahead of regulatory developments and emerging risks across Europe and globally
  

Qualifications 👑

• Bachelor's degree in a numeric field, e.g. Finance, Economics, Econometrics or related field (MBA or relevant master's degree preferred)
• 10+ years of experience in Risk Operations within fintech, banking, or financial services, with at least 5 years in senior leadership roles
• Deep expertise in both Credit Risk and Financial Crime, including regulatory frameworks (AMLD, KYB, PSD2, etc.)
• Proven experience scaling operational teams and systems in high-growth, fast-paced environments
• Strategic thinker with a strong execution mindset—able to drive change while maintaining day-to-day excellence
• Exceptional leadership and people development skills with a track record of building resilient, empowered teams
• Data-driven decision-maker with strong analytical capabilities and a deep understanding of risk-reward tradeoffs
• Excellent communicator, capable of aligning executive stakeholders, regulators, and cross-functional teams

Your people 👥
Our team is as ambitious as our amazing customers. We aim high and we move with speed to make our vision a reality. We care deeply about building a better future for our customers and each other. Here, you can work with people at the top of their game and who didn’t get there by playing games. You can help us create a whole new category in financial services.

Your benefits 😍

We’re freedom-first. Transparent. Caring. Empowering. So our benefits are too.

• We work hybrid. We'll see you in one of our offices in Stockholm or Gothenburg at least two days per week.
• Swap 2D for 3D. Meet all Junis IRL at the company onsite each year.
• Diversity is at our core. We're part Swedish. Part Canadian. Part French. Part Indian. Part Italian. Part British. Part Portuguese. You get the idea.
• Great players can stay great players. Progress your career whether you choose to manage people or not.
• Stock options. We can’t promise you’ll make a fortune. But we’ll give it our very best shot.
• Vacation. 30 days. Awesome.
• Private Health insurance. You know. Just in case
  
• Beautiful offices in central Gothenburg and Stockholm, front row sea view!