Manager - Risk MIS

About Us

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What’s in it for YOU

1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
2. Admirable work deserves to be rewarded! We have a well curated bouquet of rewards and recognition program for the employees
3. Dynamic, Inclusive and Diverse team culture 
4. Gender Neutral Policy
5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
6. Commitment to overall development of an employee through comprehensive learning & development framework

Role Purpose 

The role is responsible to prepare  MIS reports and dashboards regularly and effectively implement cost projection models in accordance with the organizational guidelines and objectives.

Role Accountability 

1. Develop and manage the credit cost forecasting model for MOU
2. Generate monthly and quarterly estimates for credit cost
3. Refresh the Credit cost model and generate scenarios as per management directions
4. Perform data science activities to generate regulatory and investor related reporting and insights
5. Generate data in response to audit (RBI, CAG, IA etc.) requirements
6. Conduct walk-through of BI activities with auditors and address their queries
7. Maintain BI codes and lists 
8. Perform RCSA testing 
9. Migrate regular analysis and MIS into datalake and BI tool
10. Maintain all process documentation practices in compliance with the process guidelines

Measures of Success 

1. Timely and accurate generation of all MIS & Reports
2. Credit Forecasting Model Accuracy within established thresholds
3. Closure of MOU in timely fashion and timely circulation of estimates
4. No adverse regulatory/audit findings
5. Timely and accurate updation of process documentation
6. Process Adherence as per MOU

Technical Skills / Experience / Certifications

1. Good knowledge of SAS, Python, MS Office, BI tools etc. 
2. Ability to understand all credit card related data elements 
3. Ability to work in a distributed data storage environment

Competencies critical to the role

1. Teamwork and Collaboration
2. Analytical ability
3. Problem solving skills

Qualification 

Graduation / Master’s degree in economics, statistics, operations research, mathematics, engineering, business, or related field with a strong quantitative emphasis

Preferred Industry

BFSI