Data Scientist

About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper, and friendlier. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 500 people

• Among the fastest-growing tech companies in the UK

• Profitable since 2017

• Backed by top investors including Balderton Capital and Goldman Sachs

• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

Our team’s objectives

• The data science team develops proprietary risk models which are core to the company’s success. 

• We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions.

• We self-serve with all deployment and monitoring, without a separate machine-learning-engineering team. 

How you’ll impact those objectives

• Learn the domain of products that Lendable serves, understanding the data that informs strategy and risk modelling is essential to being able to successfully contribute value.

• Rigorously search for the best models that enhance underwriting quality.

• Clearly communicate results to stakeholders through verbal and written communication.

• Share ideas with the wider team, learn from and contribute to the body of knowledge.

What we're looking for

• Experience using Python and SQL

• Strong proficiency with PyData stack 

• Knowledge of machine learning techniques

• Confident communicator and contributes effectively within a team environment

• Self driven and willing to lead on projects / new initiatives

Nice to Have

• Interest in machine learning engineering

• Interest in data engineering

• Prior experience with credit risk modelling

• Prior experience with use of LLMs for document question answering

The interview process

For this role we’d expect:

• A phone call with one of the team

• An exercise to complete in your own time  

• Onsite Interview 

  • Discuss the exercise you completed

  • Meet the team you’ll work with daily 

  • Meet the exec team

Life at Lendable

• The opportunity to scale up one of the world’s most successful fintech companies.

• Best-in-class compensation, including equity.

• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.

• Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.

• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

• We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

Check out our blog!