New Grad- Data Scientist (CMU)

Company 

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.

Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal 2017). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.

- This posting is specifically for students and new graduates affiliated with Carnegie Mellon University -

Overview

Come join our AI/ML and Data Science team at Credit Genie! As a New Grad, you’ll play a pivotal role in shaping Credit Genie’s long-term success. At Credit Genie, we are designing and building software systems that power a growing array of financial products, while leveraging Data Analytics, Data Science, and ML/AI to build and deploy models for Risk, Marketing, and other domains. You’ll have the opportunity to join a group of passionate, talented, and mission-driven professionals and work on new products from the ground up. This is a rare chance to join a fast-growing fintech startup where your work will have a direct and meaningful impact on both the company and the financial well-being of our users.

What You'll Do

• Work in collaboration with a growing team of Data Scientists on the design and implementation of new Risk and Underwriting models.

• Generate actionable insights and models for other functional areas such as Marketing, Finance, Operations, and Customer Service.

• Collaborate with Product, Analytics, and Engineering leads.

• Maintain the highest methodological standards for Data Science across the company.

• Solve problems that have no clear existing solution and directly impact our customers.

Requirements 

• Bachelor’s degree in Data Science or a related field. Master’s degree or relevant coursework is a plus.

• Strong foundation and understanding of Statistics (principles, methods, models, …).

• Familiarity with SQL and Python, and experience using libraries for Data Analysis, Statistical Modeling, Data Science, and Machine Learning.

• Strong written and verbal communication skills. Values diversity and inclusion in team environments.

• Eagerness to learn new tools and concepts quickly. Comfortable asking questions and seeking feedback.

• Entrepreneurial spirit. You are self-directed and innovative; you build trust and are biased towards action in fast-paced environments.

• You love to build new things and thrive in ambiguity and even failure. You care about innovation.

Nice to Have

• Experience with Snowflake.

Benefits and Perks

Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.

We believe working alongside each other in person is the best way to build a great product and foster a strong company culture. Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity. At the same time, we understand that life happens and recognize the importance of flexibility. We are committed to supporting our employees when circumstances arise that require remote work or adjusted schedules. Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.

Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.

• 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment. 

• Monthly fitness reimbursement up to $100 or a full membership to LifeTime Fitness

• 401(k) with a 2.5% match and immediate vesting 

• Meal program for breakfast, lunch, and dinner

• Life and accidental insurance

• Flexible PTO

Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.

Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.