Credit Risk Analyst

If you live in Australia or New Zealand, you’ve likely heard of AMP. But at a time when society is changing, we are too. We’re now a nimbler business with new leadership and thinking. 

For us, these are exciting times. There’s a real potential for big thinkers to help us redefine what financial services could be. And turn our legacy into something even more positive and powerful for the future.

Help people create their tomorrow, while you create yours

We help people with their banking, super, retirement and finances. Through upturns, downturns, recessions, and major life transitions. Every day, we help people see and make more of their financial potential, so that they can create their tomorrow. And we’ve been doing it for over 170 years. 

If we do our job well, we genuinely add to the prosperity of our country and its people. 

How you’ll make an impact

AMP has developed and maintains an enterprise (group wide) approach to risk management which provides an integrated framework to identify, measure and manage risk and harness opportunities.

The Credit Risk Analyst is primarily focused on analysis and insights into credit risk in the mortgage portfolios to minimise and mitigate impact on Earnings Volatility by providing insights to permit policy and process interventions, providing modelling and validation support for key automated credit risk processes, and overseeing the credit loan loss provisioning process.

You’ll make an impact by:

• Undertake analysis, modelling and reporting on mortgage credit risk as directed
• Take ownership of data and reporting by providing meaningful insights in line with credit risk events and emerging trends. Discuss these issues with Credit Insights and Analytics team, and with relevant people in Home Lending ‘tribe’ to assess, quantify, and manage credit risk
• Utilise analytics techniques – using Excel, coding, automation, and visualisation tools – as directed to assess future risk, opportunities, and translate results into meaningful solutions to enhance decision making
• Prepare key reporting for Bank Credit Risk Committee Group, Board updates, and regulatory reporting
• Liaise with stakeholders to prepare the Bank Credit Risk Committee pack and take minutes in the meeting as the secretary

What you will bring to the team

• Proficiency in Excel and Power BI and coding experience (Python, SQL or R) is required
• A bachelor’s degree (or higher) in a quantitative discipline like finance, economics, mathematics, statistics
• Relevant experience (at least two years’ experience) in a financial risk management context 
• Ability to maintain stakeholder relationships at a range of levels 
• Understanding of the financial services industry
• Strong communication and interpersonal skills, to inform or influence audiences 

You’ll thrive here if…

If you can adapt from BAU to the ambiguous with ease, you’ll do well here. Change is never easy, so bring your commitment, grit and growth mindset.

Because we run lean, you’ll be expected to jump in and deliver across a variety of areas. Meaning, you’ll be closer to the action and executive decisions that influence where we go next.

If you’re someone that can hold their own, you’ll find AMP quite liberating.

Why we think you’ll love working at AMP

Doing what we’ve always done is not an option, so your clever ideas will get airtime here. You’ll be encouraged to speak up and try new things. If they don’t work, we move on – better for it.

We know there’s no one way of doing things. So, you won’t have to sacrifice who you are or how you work to fit in here. We’re inclusive and flexible in many of the ways you’d expect. And in some of the ways you wouldn’t. As long as your health and wellbeing come first - at home and at work. 

In fact, most of what makes AMP such a welcoming, enjoyable place to work are our people. Wherever you go, you’ll find moments to connect, feel valued and do meaningful work. 

Whether it’s through our first-class leaders who are invested in you and your success. Through year-round opportunities to volunteer, fundraise and give back to the community. Or in the everyday challenges you face as we work together to strengthen this great organisation. Challenges that will stretch you, amplify your potential and compound the impact you have. 

We believe in the power of inclusion and diversity

We’re dedicated to fostering inclusion, diversity, and a warm feeling of belonging at AMP. It sparks creativity, ignites innovation, and turns up the dial on the quality of our decisions and performance. This not only makes our workplace more engaged, but also leads to better connections with our customers. 

We're your allies in the search for the perfect fit - when you apply, let us know how we can support you to put your best self forward during our selection process. 

We're also committed to enhancing employment opportunities for Aboriginal and Torres Strait Islander people, so we enthusiastically encourage candidates from these backgrounds to apply and explore our Reconciliation Plan on our website.

Ready to create your tomorrow?

If you’re someone who sees opportunity where others see challenge, come and work with us in smart, progressive ways as we transform an iconic Australian brand for the future. And, through a series of career-defining moments, create your own tomorrow.

Don’t procrastinate! We review applications when we get them, and if we discover the ideal candidate, we may close the role earlier than the advertised close date.

Looking forward to meeting you.