Senior Credit Strategy Manager

The Rock Family of Companies is made up of nearly 100 separate businesses spanning fintech, sports, entertainment, real estate, startups and more. We’re united by our culture – a drive to find a better way that fuels our commitment to our clients, our community and our team members. We believe in and build inclusive workplaces, where every voice is heard and diverse perspectives are welcomed. Working for a company in the Family is about more than just a job – it’s about having the opportunity to become the best version of yourself.

As a Senior Credit Strategy Manager, you’ll harness advanced analytics and deep industry expertise to manage and enhance affiliate credit strategies focused on personal loans. You will play a pivotal role in driving portfolio growth while safeguarding credit quality, optimizing both revenue and risk. By leveraging your data acumen and business insight, you’ll guide critical decisions that shape the strategic direction and long-term success of our lending products. Your influence will be felt across teams as you champion data-driven proposals and innovative solutions.

About the role

• Oversee the development and real-time execution of credit strategies for affiliate partners, ensuring that personal loan offerings remain competitive, sustainable, and tightly aligned with company objectives

• Develop and implement rigorous credit and fraud risk assessment methodologies and tools, ensuring adherence to regulatory standards and best practices in the credit industry

• Collaborate with cross-functional teams to deeply analyze data and translate insights into actionable, high-impact credit-based proposals

• Extract, manipulate, and analyze large datasets using advanced data tools such as SQL or Python to inform strategy and optimize portfolio performance

• Build compelling data visualizations and clearly communicate key messages distilled from complex and voluminous data

• Assess the impact of credit strategies on affiliate performance, present key findings and actionable recommendations to stakeholders at all levels—including senior management—to support strategic decision-making

• Mentor junior analysts, providing thought leadership, guidance, and support to elevate team capabilities and drive continuous improvement

About you

Minimum qualifications

• 5+ years of credit experience, including managing credit strategy with a focus on personal loans or related lending products

• Master’s degree in business, statistics, STEM, economics, or a related field

• Expert user of data extraction, manipulation, and analysis tools, including SQL or Python

• Strong hands-on data analysis and problem-solving skills

• Demonstrated ability to develop and present business proposals that enhance originations and optimize portfolio performance

• Proven capacity to analyze complex financial data, make sound credit decisions, and recommend risk mitigation strategies

• Strong decision-making abilities underpinned by robust analytical thinking

Preferred qualifications

• Experience managing credit strategies for affiliate partners

• Excellent communication and interpersonal skills, with the ability to collaborate effectively across cross-functional teams

• Prior experience managing and mentoring junior analysts

What you’ll get

Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We’ve got your back. Check out our full list of Benefits and Perks.

About us

Headquartered in Detroit, Rocket Loans was established to create the most simple, rocket fast personal loan process. We assembled a top-notch team of individuals combining new, passionate team members with some of the best veterans from Rocket Mortgage to create the most user-friendly lending platform in the world. We have given it our best to create an experience that is best-of-breed in the personal loan industry and commit even more to continuously improving it. At Rocket Loans, you’ll build a career that helps you achieve your professional goals while helping clients get the loans they need to reach their financial goals. We’re looking for innovators and those unafraid to disrupt the status -quo. With an inclusive culture and opportunities to make a positive impact, we’re here to help you foster your career growth.

This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at Careers@myrocketcareer.com.

Colorado, New York City, Jersey City, California, D.C and Washington Candidates only: the salary range for this position is eighty-four thousand dollars to one hundred eighty-nine thousand five hundred dollars. The position may also be eligible for an annual bonus and other employment-related benefits including, but not limited to, medical, dental, and vision benefits, 401K retirement plan, and paid-time off.  More information regarding these benefits and others can be found here.  The information regarding compensation and other benefits included in this paragraph is only an estimate and is subject to revision from time to time as the company, in its sole and exclusive discretion, deems appropriate. The company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be reduced. In no event will the Company reduce the compensation for the position to a level below the applicable jurisdictional minimum wage rate for the position.

Los Angeles County Candidates only: qualified applicants with arrest or conviction records will be considered for employment per the Fair Chance Ordinance and the California Fair Chance Act.

The Company is an Equal Employment Opportunity employer, and does not discriminate in any hiring or employment practices. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with state and federal law. Applicants requiring reasonable accommodation in completing the application and/or participating in the employment application process should notify a representative of the Human Resources Team, The Pulse, at Careers@myrocketcareer.com.