Sr. Software Engineer (BAM, Payments, Analytics, Data Science)

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

We are seeking a highly skilled and experienced Senior Software Engineer, specializing in Business Activity Monitoring (BAM), Payments, Analytics, and Data Science. In this role, you will design, develop, and implement innovative solutions that provide real-time insights into business operations, optimize payment systems, and leverage data science techniques to drive analytics and decision-making. You will collaborate with cross-functional teams to deliver scalable and efficient software solutions that align with business goals.

Essential Responsibilities:

• Responsible for designing, developing, testing, operating and maintaining products

• Design and implement BAM solutions to monitor and analyze real-time business processes and transactions

• Develop dashboards and alerts to provide actionable insights into operational performance and SLA compliance

• Integrate BAM tools with payment systems and analytics platforms

• Optimize payment workflows and ensure compliance with industry standards (ISO20022, NACHA etc.)

• Build and deploy data pipelines to collect, process, and analyze real time data.

• Apply machine learning and statistical models to uncover trends, anomalies, and predictive insights

• Develop visualizations and reports to communicate findings to business leaders

Basic Qualifications
- Bachelor’s degree, or equivalent work experience
- Five to six years of relevant experience

Preferred Skills/Experience

•     Experience with Java/Groovy, Apache Camel or other data sourcing frameworks
•     Experience building visualizations and reports to communicate findings to business leaders
•     Experience with real-time data processing frameworks (Kafka, MQ, APIs etc.)
•     Experience designing and implementing BAM solutions to monitor and analyze real-time business processes and transactions
•     Experience developing dashboards and alerts for operational performance and SLA compliance
•   Strong experience with payment workflows and compliance standards (ISO20022, NACHA etc.)
•   Strong experience with Machine learning and statistical models to uncover trends, anomalies, and predictive insights
•    Knowledge of machine learning algorithms and predictive modeling techniques
•    Understanding of security best practices for payment systems and data analytics
•   Experience with Azure Cloud, Azure Site Recovery (ASR) and pipelines

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.