Risk Precision Policy Owner - Settlement Risk

Trustly is leading the human-centric payments revolution. To us, this means passionately building the most convenient, intelligent and responsible way of paying for things online. Whether it’s for shopping, paying subscriptions, funding trading accounts, booking airfare, playing online games and much more – we’re all about a better way to pay. At our core, we are a tech company with industry-leading tech capabilities. But, it’s the ingenuity of our people that makes us leaders in our field. Thus, our appetite for innovation will never be anything less than fierce. Trustly is steadily growing as it connects thousands of businesses with hundreds of millions of people. And with a strong presence across Europe and the Americas, we are leading the human-centric payment revolution as a truly global team.
About the Risk Precision team
The Risk Precision team turns risk strategy into action. We set and improve the rules, thresholds, and processes for managing Fraud, AML, and Settlement Risk. Working closely with Product, Ops, and Compliance, we make sure risk decisions are fast, accurate, and aligned with Trustly’s goals.
About the role
We are looking for a performance-driven and analytically sharp Risk Precision Policy Owner to take end-to-end ownership of our settlement risk engine. This role is central to ensuring Trustly maintains best-in-class practices in managing financial exposure linked to payment flows and counterparty behavior. You will be accountable for KPIs, own the rules and thresholds governing settlement risk, and ensure that our detection logic remains aligned with business goals and regulatory expectations. This role is ideal for someone who combines strong analytical capabilities with a structured, outcome-oriented mindset and thrives on transforming insights into tangible risk mitigation actions.

What you'll do

• Own the configuration, performance, and KPI accountability for settlement risk
• Work with Machine Learning to improve detection performance. Analyse exposure, optimise scenarios, thresholds and decision logic, and ensure KPIs stay within risk appetite
• Monitor and continuously improve the accuracy of settlement risk detection and escalation processes
• Collaborate closely with Product, Operations, and Compliance teams to align on mitigation strategies and risk-adjusted decision making
• Support the refinement of risk policies, procedures, and documentation specific to settlement risk
• Stay informed on industry developments and evolving best practices in settlement risk management

Who you are

• 5+ years of experience in risk analytics - settlement or credit, or exposure management in fintech, banking, or payments
• Solid SQL and Python skills
• Proven track record of owning performance metrics and delivering measurable improvements in risk outcomes
• Experience working with Machine Learning model outputs is a plus, especially in a risk or detection context
• Strong analytical mindset with experience managing risk thresholds and rules-based decision engines
• Excellent communicator with the ability to translate complex risk concepts into clear, actionable insights
• Skilled at navigating cross-functional collaboration and balancing risk with business needs

Our Fantastic Benefits🌴 20 to 30 days of holiday (depending on location) to support a healthy work-life balance🥳 Monthly team outing allowance to enjoy social events with your colleagues👶 Parental leave top-up additional support for new parents🥐 Daily breakfast and on-site perks to make your workday smoother💚 Well being support our health allowance covers gym memberships, massages, and much more to help you feel your bestPLUS additional benefits designed to enhance your work-life experience!
Shape Your Role and Make an ImpactJoin a dynamic environment where you can take ownership, drive change, and continuously embrace new challenges. We’re looking for dedicated and highly motivated individuals who thrive in a fast-paced environment and enjoy collaborating across different areas of the organisation.If your skills and experience align with this role, we’d love to hear from you! Apply now and submit your CV in English.