Analyst, Credit Modeling & Strategy

Questrade Financial Group (QFG), through its companies - Questrade, Inc., Questrade Wealth Management Inc., Community Trust Company, ThinkInsure, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, insurance, real estate services, financial services and more. Questrade uses cutting-edge technologies to develop innovative products that give customers better, more affordable ways to take control of their money.

We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about our mission and each other. Your team members will help you conquer challenges, push boundaries and discover what you are truly capable of.

This is a place where you can explore, discover and learn with continuous growth. As a diverse and inclusive place to work, with a hybrid working environment you can unleash your creativity and curiosity with no limits. If you share the same sense of infinite possibility, come shape your future at QFG.


What’s in it for you as an employee of QFG?
• Health & wellbeing resources and programs
• Paid vacation, personal, and sick days for work-life balance
• Competitive compensation and benefits packages
• Work-life balance in a hybrid environment with at least 3 days in office
• Career growth and development opportunities
• Opportunities to contribute to community causes
• Work with diverse team members in an inclusive and collaborative environment
We’re looking for our next Analyst, Credit Modeling & Strategy. Could it be you?

Supporting the Senior Manager/Manager, Credit Modelling & Strategy, this role will be responsible for developing credit modeling and strategies for credit cards and other lending products. This will require in-depth modeling and credit strategy development work. The incumbent will develop credit models along with strategy based on NPV optimization.

Need more details? Keep reading…

In this role, responsibilities include but are not limited to:
• Designing optimization driven credit strategy framework instead of rules based criteria.
• Maintaining full documentation with appropriate version controls for all official models, strategy and policies.
• Designing, identifying and escalating material credit risks and trends.
• Supporting the development, execution and monitoring of credit strategies for adjudication, account management and transaction monitoring.
• Identifying and defining data requirements from internal and external sources for credit modeling for new products.
• Establishing applicable modeling techniques with rationale.
So are YOU our next Analyst, Credit Modeling & Strategy? You are if you…

• Hold a degree in a quantitative field, Economics, Business, Statistics, Mathematics, Engineering or equivalent
• Have 2+ years of experience analyzing credit card data, developing credit modeling using statistical techniques and ML techniques
• Have experience with developing credit strategy for adjudication and account management and transaction monitoring
• Are proficient in data analysis tools (SAS, Python, R, SQL)
• Have hands-on experience with credit model development using Logistic Regression, Linear Regression, GLM, Gradient Boosting and other modeling techniques
• Have an understanding of credit modeling along with strategy optimization based on NPV
• Are a problem solver with analytical and conceptual thinking
• Are able to draw conclusions and provide explanations to make recommendations based on analysis
• Have proven ability to collaborate with business leaders to drive analytically based strategies
• Have a strong work ethic, are curious and persistently determined in reviewing and reconciling variances
• Are highly organized, able to work independently, and handle the pressure of tight timelines
Additional kudos if you…
• Have experience with decisioning platforms such as Triad, FICO DMP, Provenir, etc.

Sounds like you? Click below to apply!
#LI-NP1
#LI-Hybrid


At Questrade Financial Group of Companies, with multiple office locations around the world, we are committed to fostering a diverse, inclusive and accessible work environment. This is an environment where individuals are treated with dignity and respect. Here, the unique skills and experience you bring will be valued. You will be supported and motivated, so that you can harness your unlimited potential. Our team reflects the diversity of the communities we serve and operate in. Having a collaborative and diverse team helps us push boundaries to bring the future of fintech into existence—not only for the benefit of our customers, but for those who build their career with us.

Questrade Financial Group of companies Applicant Tracking System utilizes artificial intelligence (AI) for application screening. The AI system operates on predetermined criteria, with final decisions subject to human review.

Candidates selected for an interview will be contacted directly. If you require accommodation during the recruitment/selection process, please let us know and we will work with you to meet your needs.