Analytics Engineer (Lending)

Kroo Lending is here to support the life milestones of our customers. Loans can be for something joyful, or a bit grown up: a cargo bike for the commute with kids or replacing a tired old boiler. In understanding our customers better through data, Kroo Lending can support - and protect - them through their journey.

We’re a bank, and we’re a startup: Kroo is able to take the best of both worlds to create products that our customers trust and love. We want to improve the relationship people have with their banks and money and, ultimately, give them more financial independence and control.

How you’ll contribute

We’re looking for a new team member with solid data experience who can get under the skin of our growing lending business. This role will sit within our growing data function (engineers, science and analysts) and work with the lending business as we prepare for an exciting growth phase and scaling of the business.

The value of this role will be in structuring our data, reporting and analytics. That will be a range of fundamentals, like getting data cleaned and into our pipeline, through to presentational - helping create snappy materials to report and communicate the business performance. The following should give you an idea of what you’ll be tackling, but you will have space to develop the role to your strengths.

• Establish and operate data models for our reporting structures. Audiences include Kroo’s credit analytics, external reporting, and our monthly credit committee
• Independently digest and interrogate data, sourcing what you need to answer the questions that occur, working alongside specialist team members whenever helpful
• Data visualisation and presentation. Data is messy, you should be able to work proactively to interrogate and identify any stories
• Develop lending analytics with credit specialist support, including: customer credit profiles, application performance, credit decisioning, and portfolio performance
• Collaborate with wider colleagues on behalf of Lending, across product, engineering, finance, lending operations, research, and compliance

Requirements

• Solid experience with SQL - required
• BI reporting (eg Tableau, Looker, Lightdash) - required
• Experience with dbt
• Git version control
• A proactive attitude, ability to navigate a startup environment
• Good attention to detail
• An understanding of consumer lending is a plus, or financial technology generally
• Communication and documentation skills for technical and non-technical team members

About Our Process:

We can be flexible with the structure of our interview process if someone's circumstances or timescales require it but our general structure is:

1. People Screen - 30 mins
2. Interview with the Head of Lending - 45 mins
3. Interview with Technical Lead - 30 mins
4. Interview Chief Lending & Deposits Officer and hiring manager  - 1 hour - Face to face in the London office.

Please let us know if you have any specific requirements or need assistance so we can be as accommodating as possible for you.

Benefits

At our cutting-edge fintech company, we know that attracting and retaining the best talent means offering top-notch benefits that help our employees thrive both in and outside of work. Check out what we currently offer:

• Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday.
• Personal days: We know that life can be unpredictable, so we offer 3 personal days to use as needed.
• Employer-sponsored volunteer program: We're passionate about giving back to our community, and we support our employees in doing the same with up to 4 hours per month of employer-sponsored volunteer time.
• Mental health support: We care about the mental health of our team members and offer access to Spill, our mental health support partner.
• Workplace pension: We want you to feel secure about your future, so we offer a workplace pension with a 5% employee contribution and a 3% employer top-up.
• Top-notch equipment: We provide top-of-the-line equipment necessary for smooth hybrid work, including a MacBook laptop. Additionally, we also offer support in establishing your home office by contributing towards your setup if required.
• Modern office: When you're in the office, you'll enjoy access to our modern, bustling workspace in Central London.
• Cycle to Work scheme: We encourage sustainable transportation with our Cycle to Work scheme.
• Electric Car scheme: We're committed to reducing our carbon footprint, and our Electric Car scheme makes it easy for our employees to do the same.
• Enhanced parental leave: We know that family comes first, and we offer an enhanced parental leave policy to support our employees in starting and growing their families.
• Room for growth: As a fast-paced, high-growth start-up, we're dedicated to providing our employees with room to grow and excel.
• You get full healthcare for you and your nuclear family via Vitality.

Hybrid Working

At Kroo Bank, we have a hybrid/ flexible policy that gives both individuals and teams a lot of freedom when it comes to using the office space to boost productivity. Our London office is a great resource to collaborate and candidates should be able to attend 1 - 2 days per week regularly to align with how we work at the moment.

Diversity and Inclusion

We wholeheartedly uphold our commitment to fostering a diverse and inclusive workplace. Every employee is highly regarded, respected, and supported without any form of judgement or prejudice. We consider Diversity, Equality, and Inclusion as fundamental pillars guiding our path in all aspects of our bank. We also ensure that reasonable adjustments are made available to all candidates throughout the recruitment process.

To all Recruitment Agencies

At Kroo Bank, agency resumes are strictly prohibited. Do not submit agency resumes or forward them to our job advertisements or Kroo Bank employees. Be aware that Kroo Bank will not assume any responsibility for fees incurred due to unsolicited resumes.

To ensure a fair and efficient application process, all candidates are kindly requested to submit their applications directly through the advertised platform. We kindly ask that you refrain from reaching out to the company or its employees via email, LinkedIn, or any other communication channels for inquiries or updates. Please note that any attempts to contact us through these channels will not receive a response. Thank you for your understanding and cooperation.