Decision Scientist (Stellenbosch)

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To solve business problems, create new products and services, and improve processes through using the disciplines of data science, quantitative (financial) analysis, and traditional scoring techniques; translating active business data into usable strategic information.
• To look at ways of analysing and optimising data as it relates to a specific business area; framing data analysis in terms of the decision-making process for questions or business problems posed by a stakeholder. 
• To help build and deliver Capitec's AI strategy, enabling data-led and improved business decision making.
• To design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue, or reduced costs.

Education (Minimum)

• Honours Degree in Mathematics or Statistics
• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• Masters Degree in Mathematics or Statistics

Experience and Knowledge

Minimum Experience and Knowledge:

• At least 2 years' work experience in an analytical science role (length of experience required is also conditional on qualifications obtained)
• Statistical (predictive and classification) model development and deployment including traditional scoring (logistic regression with binning and missing value replacement - e.g., reject inference), Machine Learning (neural networks, SVM, random forests, etc.), and Quantitative Analysis (time value of money, etc.)
• Working in Cloud environments (e.g., Azure, AWS, and large relational databases) 
• At least one Machine Learning language (e.g., Python or SAS Viya)
• Basic general business know-how (e.g., risk, compliance, and operations - such as NCR, POPIA, SARB, etc.)
• Knowledge of basic functional business area (e.g. Credit) environment
• Knowledge of relational database technologies
• Basic business analysis and requirements gathering
• Scorecard development and/or monitoring 

Ideal Experience and Knowledge:

• Financial / Banking sector
• Retail Credit environment / industry
• Developing scorecards

Skills

• Numerical Reasoning skills
• Researching skills
• Analytical Skills
• Problem solving skills
• Decision making skills
• Planning, organising and coordination skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills

Additional Information

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.