Senior Product Manager, Card Payments and Issuing

Hi, we’re MoonPay. We’re here to onboard the world to the decentralized economy.
Why?Because crypto and blockchain aren’t just technologies—they’re tools for global financial empowerment. They give people control over their money, their digital assets, and their future, unlocking opportunities that traditional systems have kept out of reach.
What we doAt MoonPay, we’re building the infrastructure that powers this new financial system. We make it easy for anyone, anywhere, to buy, sell, and trade crypto using everyday payment methods like cards, Apple Pay, PayPal, Revolut and Venmo. We provide simple tools to send, receive, and manage stablecoins, so anyone can participate in the crypto economy confidently.
Trusted by nearly 30 million customers and over 500 companies, our secure, enterprise-grade platform is driving mainstream crypto adoption worldwide.
We collaborate with innovative brands and projects to build secure, scalable solutions for a blockchain-powered future. And we’re committed to doing it right—fully licensed in the U.S. and regulated across the UK, EU, Canada, and Australia—because trust and compliance are non-negotiable.
But we’re just getting started. We’ve launched a consumer app that makes crypto accessible, intuitive, and usable for everyone, and it’s growing fast. We’re iterating every day to make it the best it can be.
If you believe financial freedom should be for everyone—if you believe in building a fairer, more open financial system—we want you with us. To build systems that benefit all, we need contributions from all, regardless of background.
Come build the future of payments and the decentralized economy with MoonPay. Let’s make financial freedom and autonomy the new normal.
🌔 About the Opportunity  You will join the MoonPay Payments team as a Senior Product Manager, owning the core infrastructure that bridges traditional card payments with Web3 ecosystems. This role encompasses two critical pillars: Card Payment Acceptance and Card Payment Issuance. These are the foundational systems that enable billions of dollars in transactions, connecting mainstream users to the crypto economy.
As the bridge between Web2 financial infrastructure and Web3 innovation, you'll drive both the technical evolution and geographic expansion of MoonPay's payment capabilities. Every optimisation you ship will directly impact conversion rates across our global partner network, from intelligent routing that maximises approval rates to issuing platforms that enable revolutionary Web3 financial products.This is a senior technical product role requiring deep payments expertise and the ability to navigate complex regulatory environments across multiple jurisdictions. 
You'll own a product strategy for payment acceptance across 160+ countries while building next-generation card issuing capabilities that redefine how users interact with digital assets. Your decisions will directly influence MoonPay's global expansion, partner adoption, and our ability to scale Web3 infrastructure.

🚀 What you will do · Define and execute a card payment acceptance strategy, building intelligent routing algorithms that maximise approval rates while expanding into new geographies through strategic acquirer partnerships· Build self-serve routing tools that enable partners to customise payment flows, test strategies, and monitor performance in real-time with comprehensive analytics· Use machine learning to boost card approval rates through predictive routing models and fraud step-up mechanisms, working closely with fraud and financial crime teams· Lead card issuing platform development, driving adoption and conversion through intuitive APIs, flexible program management tools, and seamless partner onboarding experiences· Bridge Web2 payment infrastructure with Web3 innovation, ensuring seamless integration between traditional banking systems and blockchain-based financial products· Expand payment capabilities across multiple jurisdictions, navigating PCI DSS requirements, regional card regulations, and local compliance frameworks· Instrument comprehensive analytics tracking card acceptance conversion, issuing adoption metrics, and geographic expansion performance through experimentation frameworks
💻 What you will be working with/on You will be responsible for leading our card payment infrastructure evolution, focusing on:· Intelligent routing algorithms that optimise approval rates and costs across multiple processors and geographic markets· Self-serve partner configuration tools enabling real-time routing customisation, performance monitoring, and A/B testing capabilities· Machine learning-powered optimisation engines that continuously improve payment decisions based on transaction patterns and fraud signals· Comprehensive card issuing platform supporting virtual and physical cards with flexible program management across multiple jurisdictions· Geographic expansion systems supporting new acquirer integrations, local payment methods, and regional compliance requirements· Analytics infrastructure tracking payment performance, partner adoption, and business metrics across acceptance and issuing products 🧑‍🚀 About You  This position requires a deep understanding of both traditional card payment infrastructure and Web3 ecosystems, as well as the technical architecture that supports large-scale payment operations. You'll balance complex regulatory requirements with business objectives, always keeping partner adoption and user experience at the forefront of decision-making.
Ideal background and experience:· 5+ years in product management, engineering and payment ops,  with at least 2 years building card payment acceptance or issuing platforms in fintech or Web3· Proven delivery of payment products that achieved measurable conversion gains, approval rate improvements, or successful geographic expansion· Strong technical communication skills with hands-on familiarity with payment routing, ML optimisation, PCI DSS compliance, and real-time transaction processing· Experience bridging traditional financial systems with emerging technologies and navigating complex stakeholder relationships· Deep knowledge of card networks, processors, issuing banks, and regional payment regulations across multiple jurisdictions· Data-driven approach to product development with expertise in payment analytics and experimentation frameworks· Excellent stakeholder management skills that translate complex technical trade-offs into clear business value· A great attitude and team playerWe’re looking for people who live our core values, those who strive for excellence and want to leave a lasting legacy  on the global financial system. Our values:
B - Be HungryL - Level UpO - Own ItC - Crypto CuriousK - Kaizen
What’s in it for you💰Competitive salary package
🤝 Equity package: We believe financial freedom starts with our employees, so all employees have ownership at MoonPay
📈 Pay for performance equity bonus: Those who drive outsized outcomes receive outsized rewards
🏝 Unlimited holidays: We give you the autonomy to choose when to work (and when to switch off)
🌍 Hybrid working schedule: Work fully remotely or your nearest Moonbase, the choice is yours
🩺 Private Healthcare benefits: To protect you and your loved ones
🍼 Enhanced parental leave: So you can spend more time with your loved ones without a second thought
📚 Annual training budget: We support your training journey every step of the way
🪑 Home office setup allowance: Create the home office of your dreams
👛 Remote working allowance: Those working fully remotely get a little extra for utilities
💰 Monthly budget to spend on our products and zero fee crypto transactions: Cultivate your inner DEGEN
💰 Employee referral programme: Great people know great people, refer them to receive 10K in USDC
✈️ Regular remote company offsites: Meet your colleagues regularly for high impact in person sessions and hackathons
🚀 Working in a disruptive and fast-growing company where excellence is rewarded
What’s it like to work at MoonPay? At MoonPay, you’ll work alongside driven, resourceful people who are passionate about excellence in everything they do. Kaizen is more than just a saying here, it’s a mindset. We encourage you to think big, take risks, and push the boundaries of what’s possible, knowing you have the support of a team that wants to see you grow. We’re listed in the Sunday Times best places to work guide and consistently strive to provide an environment where everyone feels they can their best work.
Whether you’re remote or collaborating with teammates around the world, you’ll find opportunities here to do the best work of your career while shaping the future of the decentralized economy.
Commitment To DiversityResearch has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learnt, diversity cannot.
Please let us know if you require any accommodations for the interview process, and we’ll do our best to provide assistance. 
At MoonPay we believe that every voice matters. We strive to create a mindful and respectful environment where everyone can bring their authentic self to work, and experience a culture that is free of harassment, racism, and discrimination. That’s why we are committed to diversity and inclusion in the workplace and are a proud equal opportunity employer. We prohibit discrimination and harassment of any kind based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or any other characteristic protected by law. This policy applies to all employment practices within our organization, including, but not limited to, hiring, recruiting, promotion, termination, layoff, and leave of absence.MoonPay is also committed to providing reasonable accommodations in our job application procedures for qualified individuals with disabilities. Please inform our Talent Team if you need any assistance completing any forms or to otherwise participate in the application process.
Please be aware that MoonPay does not request an AI-led interview without seeing a recruiter or team member from MoonPay on video call. We won't ask for your personal identification documents or any money from you during your interview process with us. Be fraud smart! If you receive an email - claiming to be from MoonPay - but from an email address ending in anything other than @moonpay.com, please be aware that this is not us.