Seen - Senior Credit Risk Analyst

Are you looking for a friendly, fast-paced workplace with an emphasis on helping customers and empowering team members? Snap Finance is a thriving leader in the financial services industry, and our team members are the foundation of our success. Snap knows that happy, empowered, and engaged team members are essential to innovation and business success- and our approach is working. Come join us!

Job Description

Company Overview:

Seen is a financial technology company working with partners to provide innovative financial products to customers who otherwise do not have access to mainstream financial products. Seen is committed to financial inclusion, delivering exceptional value and customer satisfaction to its customers.

Position Overview:

The Senior Credit Risk Analyst will be responsible for developing and optimizing acquisition and portfolio credit risk strategies. This role requires a high level of analytical expertise, particularly in data extraction, manipulation, and visualization, with a strong focus on SQL and Python. The ideal candidate is adept at analyzing historical data to spot trends and is passionate about process improvement to drive profitability and growth.

Responsibilities:

Credit Risk Strategies:

• Develop and refine acquisition and portfolio credit risk strategies that support business growth and profitability.
• Analyze historical credit data to identify trends and inform strategic decisions.
• Collaborate with stakeholders to implement and monitor credit risk strategies, ensuring optimal performance and compliance.
• Recommend process improvements based on data-driven insights and risk assessments.

Data Analysis and Reporting:

• Build, maintain, and update comprehensive data reports to support the credit risk team’s efforts.
• Use SQL to extract, transform, and analyze data from various databases.
• Create Python scripts to streamline data processing and automate reporting tasks, ensuring efficiency and accuracy.
• Produce actionable insights through data visualization and reporting tools, translating complex data into clear, digestible information for stakeholders.

Requirements:

• Bachelor’s degree in Finance, Economics, Statistics, Data Science, or related field. Master’s degree is a plus.
• 3+ years of experience in credit risk analysis, in the financial services industry.
• Proficiency in SQL and Python for data extraction, manipulation, and automation.
• Experience with data visualization tools (e.g., Tableau, Power BI).
• Strong analytical skills with a proven ability to derive actionable insights from data.
• Excellent communication skills for presenting findings and recommendations to stakeholders.

Why Join Us:

• Opportunity to make a significant impact and drive growth at a fast-growing startup.

• Collaborative and inclusive work environment where your ideas are valued and encouraged.
• Competitive compensation package.
• Comprehensive benefits package includes health, dental, vision, and 401(k) matching.
• Flexible work arrangements and a culture that promotes work-life balance.

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Seen values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at Seen.com.

If you're passionate about driving growth, shaping the future of fintech, and making a positive impact on people's financial lives, we'd love to hear from you. Join us in our mission to revolutionize the credit card industry and empower individuals to achieve financial freedom with Seen. Apply now and be part of our journey!

California Residents, please review our California Consumer Privacy Act Notice

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Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com.

California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice