Pricing & Performance Manager

End Date

Friday 29 November 2024

Salary Range

£57,546 - £63,940

We support flexible working – click here for more information on flexible working options

Flexible Working Options

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Job Description Summary

Lloyds Banking Group is the UK’s leading bank with over 30m customers and its biggest digital bank, with over 18 million active online customers. We’ve placed an ambitious transformation programme and a multi-channel approach to banking at the heart of our strategy to be the best bank for customers, backed by significant investment in our platforms and people over the next three years.

We serve millions of customers every day, from individuals and families to large businesses and corporations. This means we’re well - placed to help Britain prosper by shaping the way we spend, save and borrow.

Job Description

JOB TITLE: Pricing & Performance Manager

LOCATION(S): Chester / Cardiff
SALARY: £57,000 - £70,000

HOURS: Full-Time

WORKING PATTERN: Our work style is hybrid, which involves spending at least

two days per week, or 40% of our time in the office.

About this opportunity

We are recruiting for a manager to oversee the valuation and analytics of the largest credit card strategy of promotional Balance Transfers and Money Transfers.
 

The Pricing and Performance team within Credit Card are responsible for the evaluation of credit card strategies.
 

What would you get involved with?

Leading and controlling our Promotional Balance & Money Transfer Valuation process to influence and guide the pricing of the strategy in order to improve returns. Manage a team of experienced analysts.
 

You would influence Leaders across the Product Design Management team, Finance and Credit Risk, to support the provision of outstanding valuations and commercial insights into pricing and behavioural segment strategies.

Key Responsibilities:

You would lead a team responsible for generating a segmental view of customer valuations:

• Lead the valuation modelling of promotional BTs and MTs, developing meaningful commercial insights into behavioural segment performance by price point and ensuring sufficient control and governance (including performance monitoring and model governance)

• Wrangle data from different sources in SQL and python

• Create and maintain methodologies and models to analyse timeseries behavioural and transactional data

• Review code and technical analysis to ensure it is of high quality and to maintain best practices

• Build, monitor, and update financial valuations for new and existing offers to customers, shaping proposals for approvals and ensuring appropriate governance is in place

• Be responsible for the quarterly process showcasing the changes in valuations, in a collaboration with our partners and senior management.

• Lead collaboration with our Credit Risk partners to ensure strategies are aligned and processes appropriately balance risk and reward

• Lead and coach our analysts, developing their confidence and strengthening their technical and analytical performance ensuring a pipeline of developing talent

About you….

A confident manager — passionate about solving problems and finding innovative ways to bring data and financial assessments to life.

You'll possess a mix of interpersonal skills, able to influence and work effectively with technical and non-technical audiences. Adept at asking intelligent questions, developing complex analysis and using it to tell compelling stories.

Highly enthusiastic & self-motivated with demonstrable ability to engage with a wide range of people.
 

What you'll need

• Excellent analytical ability with outstanding attention to detail and great numerical skills along with financial experience and profit and loss knowledge

• Experience of leading, mentoring, and developing a team of experienced analysts

• Advanced SQL knowledge (Cloud knowledge, particularly GCP experience, is a bonus) Ability to develop and review code to modern best practices (we are currently transitioning from SAS to python)

• Knowledge of regression analysis techniques (Machine Learning such as gradient boosted tree models a bonus)

• Ability to work independently and set key priorities for yourself and your team

• You should be used to handling and simplifying large volumes of data and have a high level of technical ability

• You would have excellent communicating skills and be able to present summaries of sophisticated and data heavy pieces of work to senior management

• Ideally you have Financial Services experience with knowledge of Credit Cards

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. 

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. 

We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know. 

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.