Lead: Fraud Rules

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

Main Purpose

Join our dynamic, innovative team and enjoy a competitive salary, comprehensive benefits, and endless opportunities for career growth in an inclusive, diverse environment. Apply now to shape your professional future with us!

We are seeking a highly skilled and detail-oriented AML Transaction Monitoring Rules Specialist to join our AML team. The ideal candidate will have proven experience in optimising automated transaction monitoring systems using relevant data and analytical tools, while having a firm understanding of financial crime regulatory environment.

This role is critical in ensuring Capitec discharge its transaction monitoring obligations by effectively assessing risks, implement new rules, and optimising existing transaction monitoring rules according to the bank’s risk appetite. While ensuring that the transaction monitoring controls are continuously updated to detect novel financial crime risks in both Personal and Business Bank divisions.

As an Anti-Money Laundering Monitoring Specialist your primary responsibilities will include:

• Rule Assessment and Implementation
• Rule Optimization and Maintenance
• Data Analytics and Reporting
• Collaboration and Training

The ideal candidate will have:

• Bachelor’s degree in Finance, Business, Data Science, or a related field.
• Proven experience in AML transaction monitoring, preferably within a financial institution.
• Strong knowledge of automated transaction monitoring systems and data analytics tools.
• Excellent analytical and critical thinking skills.
• Familiarity with AML regulations, guidelines and best practices (e.g., FICA, FATF)
• Experience with specific transaction monitoring software (e.g., Actimize, SAS AML).
• Advanced proficiency in data analytics tools (e.g., SQL, Python, R).
• Certification in AML (e.g., CAMS, CFE).

If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you!

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.