Credit Reserve Risk Analyst

By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team Overview

In response to heightened standards and expectations, both from management and regulators, deeper involvement and technical expertise is expected from Risk, specifically in the areas: International Financial Reporting Standards (IFRS9) credit risk analytics.

To make this effort efficient across the regions and Citi jurisdictions, a new centralized IFRS - 9 Team within Finance CRO organization has been established. The role is a part of an integrated IFRS9 team, covering all countries subject to IFRS9 globally, and responsible for providing IFRS9 Credit Reserve Reporting/Analytics & implementing an overarching Governance framework. The candidate will focus on the enhancement of key analytical & control capabilities and supporting internal Risk & Finance stakeholders across Citi jurisdictions globally.

Role Overview  

The successful individual will join the recently established IFRS - 9 team within the Finance CRO organization, operates with a dual mandate of:

• Execution & Analytics: Serve a key SME & primary point of contact to Legal Entity/Country Risk & Finance on IFRS - 9 related matters. Including Model execution, results analytics/explains & providing last mile support
• Governance: Own the Firmwide IFRS - 9 Expected Credit Loss (ECL) policy & provide Central Oversight by monitoring compliance with its key requirements

What You’ll Be Doing

• Contribute to development of Central IFRS - 9 analytical capabilities, covering 40+ Countries across Citi jurisdictions
• Lead / support Monthly IFRS - 9 ECL reporting to Legal Entity/Country CRO and Finance; by executing IFRS - 9 models, results consolidation, variance analysis & generate reporting packages
• Work closely with Model Developers & Country risk teams to address local regulatory IFRS - 9 requirements (e.g. adhoc sensitivity analysis, testing model features, onboarding Citi Legal entities adopting IFRS - 9 etc.)
• Lead / support IFRS - 9 Execution process & data related controls with the aim of enhancing robustness & reliability of IFRS reports for key stakeholders
• Enhance IFRS - 9 ECL analytical capabilities (e.g. Tableau reporting build-out)
• Support Overarching Governance mandate in ensuring compliance with Central IFRS - 9 policy, by supporting preparation of Governance forums materials

What We’ll Need From You

• Previous experience of working in a credit reserve risk role coupled with IFRS9 understanding would be preferred  
• Sound knowledge of banking domain especially risk management and basic understanding of credit risk measures
• Previous working experience of using Python / Tableau or both is advantageous
• Curious mind set; able to look to at Data / MI and make recommendations for improvement
• Strong work ethic coupled with excellent stakeholder management skills
• Solid written and verbal communications skills, with ability to articulate complex concepts across diverse stakeholders
• Bachelor’s degree in Economics, Finance, Statistics, or another field with analytical focus (Mathematics, Engineering, Data Science, etc.) is required

What we can offer you:

Work in a challenging area of the financial industry with one of the world's leading companies with exposure to a variety of products, processes, and controls.

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits such as:

• Private Medical Care Program
• Life Insurance Program
• Pension Plan contribution (PPE Program)
• Employee Assistance Program
• Paid Parental Leave Program (maternity and paternity leave) 
• Sport Card
• Holidays Allowance
• Sport and team recreation activities
• Special offers and discounts for employees
• Access to an array of learning and development resources 
• A discretional annual performance related bonus
• A chance to make a difference with various affinity networks and charity initiatives

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities. 

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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