Software Engineer 3

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

Braintree as one of subsidiary of PayPal which focus on the Large Enterprise Merchants lets you move money from one place to another safely and securely. Every time you pay for an Uber ride, book a stay through Airbnb, or pay with PayPal when you check out online, you’re probably using our product. It sounds complex (and it is), but we make it so simple you can’t tell we’re there.

We solve world-scale problems and provide opportunities to match. We build diverse teams that recognize our strengths and allow us to work on our weaknesses. You bring skills and a relentless focus on the customer, and we'll provide the support you need to do the best work of your life.
As a Senior Software Engineer on the Business Risk Engineering team, you will work on the development and improvements of the Risk Scoring Engine that directly protects PayPal and our Merchants. You will play a key role on an engineering team that is directly responsible for Fraud Detection and Fraud Response.

Job Description:

As a Senior Software Engineer on the Business Risk Platform Engineering team, you will work on an integrated system developing the tools and fraud detection engines that our internal Risk Ops team use to monitor merchants' processing behavior that directly protects PayPal and our Merchants.

You will play a key role on an engineering team that is directly responsible for Fraud Detection and Fraud Response. In your day-to-day role you will work closely with the Business Risk Tech Lead and Direct Management, infrastructure teams, product management, data science and risk analyst teams to understand and implement new product requirements, meet compliance and regulatory obligations.

You will gain exposure to cross functional technology and business domains such as transaction processing and settlement. You will have the chance to work with various teams and technology stacks.

We operate in a cloud environment which requires a deep understanding of cloud storage and computing resources and networking capabilities. Security is of utmost importance, and we require systems to be operable by mitigating security and operational risks via regular updates to dependencies, frameworks, and code base, we require keeping a low vulnerability score per quarter.

Communication is key to our process, and we don't want to hinder it with walls. Many teams program in pairs, which means you always have another set of eyes to help you.

We practice test-driven development and believe that it helps us deliver simple solutions focused on real customer needs. Developers test, release and monitor their own code.

We keep the team in sync with daily stand-ups and have regular retrospectives to discuss things that are going well and opportunities for improvements.

We value unique perspectives brought by diverse backgrounds and experiences. A broad range of ideas and perspectives help us to create the best possible product.

What we look for in you:

• 4+ years of track record in designing and writing understandable, testable, and easy-to-maintain software. Doesn’t matter what language, just a focus on writing clean, well designed, and scalable code.
• Building and maintaining data systems and pipelines, including databases and data warehouses.
• Ensuring compliance with data governance and security policies.
• Proficiency in cloud services and platforms such as AWS and Google Cloud Platform.
• Understanding infrastructure as a service (IaaS), platform as a service (PaaS), and software as a service (SaaS) models.
• Ability and desire to work in our collaborative environment: open team room, pair programming and fluid interactions with all products and operations teams.
• Familiarity with Test Driven Development and specific experiences using a test heavy approach to solve problems and create solutions.
• Focus on building solutions utilizing an agile approach: close relationships with Product Managers communicating and digesting real time feedback.
• Comfortable with context switching and managing across multiple priorities.
• Be a quick learner undaunted by complex systems. Ability to expand to new domains and be able to pick up and contribute quickly.
• Strong desire to learn, push the envelope and share knowledge with others.
• Deep knowledge of industry design patterns and object-oriented programming.
• Commitment to operational excellence through the development of automation, instrumentation of code, and monitoring solutions.
• Solid knowledge of relational databases.

Tech stack:
- Python
- Java
- Pyspark on Dataproc BQ SQL
- GCS for file storage
- Workflow Schedulers (Control-M, UC4, Airflow)
- Ruby on Rails
- GCP & AWS Cloud
- Terraform

Key Responsibilities: 

• System Design and Maintenance: Lead the design, implementation, testing, delivery, and operation of large-scale production systems to improve fraud prevention systems. 

• Technical Leadership: Guide and mentor junior engineers while driving technical projects from conception to deployment. 

• API Development: Oversee the design and implementation of APIs to facilitate seamless integration and data exchange. 

• Cloud and Infrastructure: Build and manage distributed systems on major cloud platforms (AWS, GCP) and use infrastructure as code tools like Terraform and CloudFormation. 

• Data Management: Apply advanced skills in SQL, ETLs, and data analysis with PostgreSQL, or similar databases. 

• Collaboration: Partner with business units, product management, and cross-functional teams to ensure high-quality and agile delivery of solutions. 

• Agile Development: Adapt to a fast-paced development environment, managing multiple priorities and assignments effectively. 

Additional Job Description:

Subsidiary:

Braintree

Travel Percent:

0

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PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is

$72700 to $176000

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.