Staff Data Scientist, Home Loans

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Who we are:

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Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

The Borrow Data Science team is seeking a Staff Data Scientist who will help support growth in our Mortgage and Home Equity businesses by improving SoFi’s ability to execute with data.  This is an exciting role for someone to leverage their analytical skills to create robust reporting, identify growth opportunities and insights, and build ML models using Snowflake, Airflow, dbt, and Sagemaker.  

As a Staff Data Scientist, you will serve as a data leader, balancing urgent requests, and delivering high quality projects to key stakeholders, through a clear and repeatable data informed approach. You will be a technical leader, helping the team build reliable, efficient, and scalable data foundations. You will create a culture of strong technical ownership, documenting your approach and ideas to socialize, resulting in strategies that have a wide impact within the organization. You will perform analytical deep-dives to proactively identify most impactful opportunities, and inform future experimentation design and product roadmaps. 

In this role, you'll use your expertise in data analysis, statistical modeling, and machine learning to uncover insights that will directly influence product strategy and revenue growth. This role demands a strong technical foundation (SQL, Python/R, Tableau, Statistics), a deep understanding of business metrics, A/B testing, causal inference analysis, and exceptional collaboration skills.

Additionally, you are expected to work cross-functionally, including: engineering, product managers, lifecycle marketing, data science, design, operations, finance, risk, legal, compliance, and executive teams to set business objectives, define product strategy, prioritize features, and execute on them.

What you’ll do:

• Identify high impact business opportunities to help members achieve their financial goals
• Mentor and guide data scientists in the team by promoting best practices, strong technical decisions, coding standards, and thorough documentation.
• Develop and apply machine learning models to solve business problems
• Evaluate and interpret the results of data analysis
• Build strong relationships with stakeholders and present insights on a regular cadence communicating findings to both technical and non-technical stakeholders.
• Design and implement data collection. Build data pipelines to deploy production level datasets.
• Collaborate with cross-functional teams and business leaders to understand needs and offer data-driven solutions
• Act as a technical leader by mentoring and supporting the growth of less experienced team members

What you’ll need:

• Masters’ or above in quantitative areas: Statistics, Applied Mathematics, Economics, Computer Science, Engineering, or related field
• 7+ years of relevant experience leveraging data-driven analysis to influence key decisions, preferably in a Tech or Finance company
• Proven track record of being able to work independently, and proactively engaging with business stakeholders with minimal direction and drive measurable business impact.
• Experience with using Airflow and DBT to build Data Pipelines in Snowflake
• Strong programming skills in SQL and Python
• Experience with building data visualizations with Tableau, Looker or other BI tools
• Knowledge of varied ML algorithms, applicability to different business problems, and experience in deploying ML models at scale in production with monitoring metrics.
• Ability to work in a dynamic, cross-functional environment, with a strong attention to detail;
• Effective communication and presentation skills and ability to explain complex analyses in simple terms to business leaders;
• Strong relationship building and collaborative skills;
• Exceptional problem-solving

Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.    To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.