Channel Risk Expert - Global Payment

Responsibilities

About ByteDance
Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.

Why Join Us
Creation is the core of ByteDance's purpose. Our products are built to help imaginations thrive. This is doubly true of the teams that make our innovations possible. Together, we inspire creativity and enrich life - a mission we aim towards achieving every day. To us, every challenge, no matter how ambiguous, is an opportunity; to learn, to innovate, and to grow as one team. Status quo? Never. Courage? Always. At ByteDance, we create together and grow together. That's how we drive impact-for ourselves, our company, and the users we serve. Join us.

Team Introduction
The Global Payment team of Bytedance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on ByteDance platforms including TikTok.


Responsibilities:
- Assess and manage fraud risk from payment channel risk management perspective, detailed risk types including payment fraud, account takeover risks and more.
- Proactively collaborate with internal and external stakeholders to reduce PSP and issuer risk rejections and improve the payment acceptance ratio.
- Work with PSPs and card schemes to develop and implement effective risk solutions, enhancing overall risk management capabilities.
- Conduct comprehensive fraud risk assessments for payment integration projects, covering risk types, exposure, mitigation measures, and solutions. Oversee the implementation and ongoing maintenance of channels from a risk management standpoint.
- Track and monitor channel risk exposure, detect abnormal user behavior, and take necessary actions to mitigate identified risks.
- Develop and implement risk solutions based on emerging risk patterns through collaboration with strategy, product, tech, and customer service teams.

Qualifications

Qualifications:
Minimum Qualifications:
- Solid risk management knowledge and skills, familiar with risk assessment and risk control methods and processes.
- Good communication and teamwork skills, able to work closely with business departments and other relevant departments.
- Proficient in data analysis and statistical techniques, with advanced skills in SQL; Python knowledge is a plus.
Strong sense of responsibility and execution ability, able to solve problems independently and complete tasks on time.

Preferred Qualifications:
- Bachelor's degree or above, majoring in finance, economics, statistics, or related fields.
- 3+ years of working experience in the payment risk management area, familiar with risk management framework for the international payment industry.


ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.