Sr. Analyst/Manager/Sr. Manager, Analytics Model Validation and Reporting

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success.  Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance.  We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions.  We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

We are seeking an experienced and highly motivated validator to join our validation team in the auto lending industry. As a Senior Analyst of Model Validation and Reporting, you will be validating models used in the company. The ideal candidate will have a strong technical statistical background and experience developing or validating models including different methodologies. This role requires a curious learning mindset to explore new approaches.

Outcomes and Activities:

• This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member.
• Understand complex programming created as part of the model development and create programming for independent testing.
• Perform independent data pull and review the different validation model components including data, methodology, and model performance.
• Assess if the model meets the business requirements and identify deficiencies.
• Document the validation in a self-contained report.
• Participate in performance monitoring activities.
• Investigate new methodologies used in model development.
• Use products and tools needed for the validation of statistical models.

Knowledge and Skills:

• Ability to apply analytical skills to solve problems creatively.
• Act promptly and effectively when assigned tasks.
• Communicate statistical information to others (both verbal and written) in a way they can understand.
• Work well with others in a team environment.
• Be proactive and make recommendations as opportunities arise.
• Be self-motivated and able to perform with limited supervision.

Requirements:

• Bachelor’s degree or higher (Mathematics, Statistics, Economics, Computer Science, Business Analytics, Finance or related field).
• 3+ years’ experience developing or validating models. (Sr. Analyst)
• 3+ years’ experience using programming languages such as SQL, R, Python, SAS, MATLAB, etc. (Sr. Analyst)
• 5+ years’ experience developing or validating models. (Manager)
• 6+ years’ experience developing or validating models. (Sr. Manager)
• 5+ years’ experience using programming languages such as SQL, R, Python, SAS, MATLAB, etc. (Manager/Sr. Manager)
• Expert knowledge of Microsoft Excel. (Manager/Sr. Manager)
• Strong attention to detail and analytical problem-solving skills.
• Strong experience solving problems across disciplines preferably in the financial services industry. (Manager)
• Deep experience solving problems across disciplines preferably in the financial services industry. (Sr. Manager)

Preferred:

• Master’s or Ph.D. in a quantitative field such as mathematics, statistics, economics, etc. (Manager/Sr. Manager)
• Advanced SAS and Python programming experience
• Experience in model validation
• Experience with ML/AI algorithms
• Experience in the consumer lending industry, with some preference given to automobile finance experience. (Manager/Sr. Manager)
• Possess knowledge of the auto lending industry and related analytical tools. (Manager/Sr. Manager)
• Recent consulting or small company experience. (Manager/Sr. Manager)

Targeted Compensation: $110,000 - $210,000 base salary + an annual bonus plan

This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.

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Benefits

• Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work 

Our Company Values:

To be successful in this role, Team Members need to be:

• Positive by maintaining resiliency and focusing on solutions
• Respectful by collaborating and actively listening
• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
• Direct by effectively communicating and conveying courage
• Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

• Remain compliant with our policies processes and legal guidelines
• All other duties as assigned
• Attendance as required by department

Advice!

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term.  If you are actively looking or starting to explore new opportunities, send us your application!

 

P.S.

We have great details around our stats, success, history and more.  We’re proud of our culture and are happy to share why – let’s talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.