Data Analyst

Description

Job Title: Data Analyst – Credit

Company: Lonestar Electric Supply

Location: Houston, TX

Job Type: Full-time

EEO Category: Professionals

VETERANS ARE ENCOURAGED TO APPLY

Lonestar Electric Supply is seeking a highly analytical and detail-oriented Data Analyst to support our Credit Management operations. Reporting directly to the VP of Credit, this role will be responsible for gathering, analyzing, and interpreting credit-related data to optimize risk assessment, improve collections strategies, and enhance overall financial performance. The ideal candidate will have strong problem-solving skills, proficiency in data analytics, and the ability to translate complex datasets into actionable insights for credit management.

Responsibilities:

• Collect, analyze, and interpret credit and accounts receivable data to identify trends and mitigate risk.
• Develop and maintain reports, dashboards, and key performance indicators (KPIs) to monitor customer credit performance and payment behaviors.
• Assess customer creditworthiness by analyzing historical payment data, financial statements, and credit reports.
• Support credit decision-making by providing data-driven recommendations on credit limits and payment terms.
• Work closely with finance, credit, and collections teams to optimize credit management processes.
• Identify high-risk accounts and develop strategies to reduce delinquencies and bad debt.
• Ensure data accuracy and integrity by maintaining and validating financial datasets.
• Present findings and insights to senior leadership to drive informed decision-making.
• Automate reporting and data analysis tasks to improve efficiency.
• Perform other duties as assigned by management.

Requirements:

• Bachelor’s degree in Data Science, Business Analytics, Finance, or a related field.
• 2+ years of experience in data analysis, preferably in credit management, finance, or accounts receivable.
• Proficiency in data visualization tools such as Power BI, Tableau, or similar.
• Advanced skills in Microsoft Excel and SQL; experience with Python or R is a plus.
• Strong analytical and problem-solving skills with the ability to interpret financial data.
• Excellent communication and presentation skills.
• Ability to work independently and manage multiple priorities in a fast-paced environment.
• Knowledge of credit scoring models, financial risk analysis, and collections strategies is a plus.

Benefits:

• Medical, dental, life, and vision insurance.
• 401(k) Retirement Plan with company match.
• Paid Time Off.
• Specified Holiday Pay.

Disclaimer: This job description outlines the general responsibilities and requirements for the position. Additional duties may be assigned as needed to meet business objectives. At Lonestar Electric Supply, we MAKE IT HAPPEN by leveraging data-driven insights to enhance credit risk management and financial performance.