Embedded Finance Credit Strategy Risk Lead
Edinburgh, United Kingdom
GBP 43K-49K (estimate) Senior-level Full Time
Tasks
- Assess personal lending portfolio opportunities
- Challenge accepted practice and drive change
- Deliver impairments and provision cover
- Design and review credit policies
- Develop and maintain risk models
- Develop and manage portfolio analytics team
- Drive portfolio performance analytics and MI
- Engage with external clients
- Ensure portfolio performance within risk limits
- Identify risks and verify control effectiveness
- Implement and test credit policies
- Manage Risk Weighted Assets
- Manage bad debt provisions
- Monitor and manage credit policy performance
- Oversee portfolio credit risk
- Provide credit strategy decision support
Perks/Benefits
Skills/Tech-stack
Bad Debt | Coding | Credit Risk | Credit policy | Data Analysis | Data Visualization | Excel | Financial Modeling | MI reporting | Machine Learning | Mathematical Modeling | Portfolio Management | Predictive Analytics | Project Management | Python | Risk Modeling | Risk Weighted Assets | SQL | Stakeholder management | Statistical modeling
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