Head, North American Provisioning & Risk Analytics
Tasks
- Assess credit loss impact of portfolio changes
- Conduct stress testing and forward looking assessments
- Define business requirements for provisioning analytics reporting and data infrastructure
- Develop and lead analytics risk and business team
- Ensure model performance and governance
- Guide stakeholders on credit loss trends and emerging risks
- Integrate provisioning analytics for new portfolios
- Lead credit loss provisioning and forecasting
- Oversee credit loss estimation and recovery analytics
- Perform scenario based loss analytics
- Provide oversight of provisioning models and controls
- Provide second line oversight of collections performance
- Standardize provisioning approaches across retail entities
Perks/Benefits
Skills/Tech-stack
Audit Support | Automation | CECL | Credit Risk | Credit loss forecasting | Data Infrastructure | IFRS | Loss forecasting | Macroeconomic modeling | Model Risk Management | Model risk | Portfolio analytics | Provisioning Models | Recovery Analytics | Regulatory Compliance | Risk Management | Risk governance | Stress Testing
Education
Bachelor of Engineering | Bachelor of Science | Master of Science
Roles
Analytics | Analytics Lead | Head | Head of Risk | Head of Risk Analytics | Lead | Risk Analytics | Risk Analytics Lead
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